Types of Loans
Jumbo/Non-QM Loans
Financing for higher balances and non-traditional income.
Jumbo loans cover amounts above the conforming loan limit. Non-qualified mortgage (non-QM) loans use alternative ways to document income or qualify, for borrowers who do not fit standard guidelines.
Who it fits
- Buyers of higher-priced homes
- Self-employed borrowers and business owners
- Real estate investors
- Borrowers with recent credit events or non-traditional income
Key features
- Jumbo loan amounts above conforming limits
- Bank statement programs for self-employed borrowers
- DSCR loans that qualify investment properties on rental income
- Asset-based qualification options
- Fixed and adjustable rate options
Non-QM loans often carry higher rates and larger down payments than conventional loans. Eligibility, loan terms, down payment requirements, rates, fees and program features vary by borrower qualifications, property type and lender guidelines. Contact us to see which program fits you.