Types of Loans
VA Loans
A benefit earned through service.
VA loans are guaranteed by the U.S. Department of Veterans Affairs. They are available to eligible veterans, active-duty service members, members of the National Guard and Reserves, and certain surviving spouses.
Who it fits
- Eligible veterans and active-duty service members
- National Guard and Reserve members who meet service requirements
- Certain surviving spouses
- Eligible borrowers buying or refinancing a primary residence
Key features
- No down payment required for eligible borrowers
- No monthly mortgage insurance
- A VA funding fee applies unless you are exempt
- Competitive rates
- VA streamline refinance (IRRRL) and cash-out options
You need a Certificate of Eligibility (COE). We can help you request it. Eligibility, loan terms, down payment requirements, rates, fees and program features vary by borrower qualifications, property type and lender guidelines. Contact us to see which program fits you.